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Defensive Driving Resources

Stay up-to-date on state point systems, license design updates, court-ordered course rules, and practical defensive driving tips from the American Safety Institute library.

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Recent Articles

Official driving guidance, DMV point guides, and safety updates.

Florida Unveils a New Driver License Design: What’s Changing, Why, and What It Means for YouFlorida
Driver Licensing•5 min read

Florida Unveils a New Driver License Design: What’s Changing, Why, and What It Means for You

Florida's driver license is getting a new look. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) has begun issuing newly designed driver licenses and identification cards at service centers across the state, and the redesign is about more than cosmetics — it introduces advanced security features, new fraud prevention elements, and updated credentials for all Florida drivers.

Read Moreon American Safety Institute
Wipe Away 2 Points: How the New Jersey Defensive Driving Course Refreshes Your RecordNew Jersey
New Jersey Defensive Driving•4 min read

Wipe Away 2 Points: How the New Jersey Defensive Driving Course Refreshes Your Record

In New Jersey, a clean driving record is more than just a source of pride; it is a financial asset. The New Jersey Motor Vehicle Commission (MVC) tracks every moving violation using a point system that can quickly lead to expensive surcharges and license suspensions. Taking a state-approved 6-Hour Defensive Driving Course can eliminate 2 points and unlock insurance discounts.

Read Moreon American Safety Institute
Understanding the New York Point System: How Violations Impact Your LicenseNew York
New York Defensive Driving•6 min read

Understanding the New York Point System: How Violations Impact Your License

New York's driver violation point system changed significantly on February 16, 2026. Several serious traffic violations now carry more points, and the Department of Motor Vehicles (DMV) has extended the period used to review a driver's record for potential license suspension. Learn how points accumulate, how long they stay on your record, and how PIRP reduces your total.

Read Moreon American Safety Institute
The Florida Point System: How Many Points Lead to a License Suspension?Florida
Florida DETS•5 min read

The Florida Point System: How Many Points Lead to a License Suspension?

In the Sunshine State, your driver license is more than just a piece of plastic; it is a scorecard that the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) monitors closely. Florida uses a tiered point system to track driving behavior: 12 points in 12 months, 18 in 18 months, or 24 in 36 months trigger automatic suspensions. Find out how electing BDI traffic school protects your record.

Read Moreon American Safety Institute
How To Get Your Drivers License In New York Over 18New York
New York Defensive Driving•5 min read

How To Get Your Drivers License In New York Over 18

Earning a New York driver license when you're over 18 years old is a journey that requires more than just knowing how to operate a vehicle. The New York State Department of Motor Vehicles (DMV) has established a strict safety standard: every new driver must complete the mandatory 5-Hour Pre-Licensing Course before they can schedule and take their road test.

Read Moreon American Safety Institute
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Traffic School & Defensive Driving

Over 5 million students have reduced or prevented points and earned discounts on insurance premiums. Learn defensive driving strategies to avoid future tickets.

Driver’s Education

Driver’s Ed courses help students learn the rules of the road and accident-avoidance strategies. Entertaining, self-paced online formats keep students engaged.

Insurance Discount Courses

Courses meeting all requirements for auto insurance discounts are state approved and teach drivers of all ages how to prepare for wide-ranging road conditions.